Exclusive Group Accidental Policy for DoP Staff

Exclusive Group Accidental Policy for DoP Staff

Subject: An official circular from the Office of the Chief Postmaster General, Tamil Nadu, announcing a concessional group accidental insurance policy offered to all Department of Posts (DoP) staff in the circle.

1. Policy Overview:

• Policy Name: Group Accidental Policy for DoP staff - Tamil Nadu Circle.
• Insurer: Royal Sundaram General Insurance Company Ltd., facilitated by IPPB.
• Eligibility: All DoP staff (including GDS employees) aged between 18 and 65 years.

2. Cost & Value:

• Premium for Staff: ₹258.44 per year.
• Coverage Value: ₹10 Lakhs for accidental death.
• Exceptional Value: This is a significant discount, as the same policy for the general public costs ₹555.

3. Key Benefits Covered:

• The policy provides comprehensive coverage for accidents, including:
• Accidental Death: Full sum insured of ₹10,00,000.
• Permanent Total Disability: Benefit due as per policy terms.
• Permanent Partial Disability: Benefit due as per policy terms.
• Accident-Related Hospitalization: Covers inpatient expenses up to ₹25,000.

4. Directive from Headquarters:

• The circular strongly urges all regional and divisional offices to enroll all their DoP staff to take advantage of this exclusive, low-cost opportunity.

Issuing Authority:

Signed by: P. Annapoorani, Assistant Director (SB & FS)

Office: Chief Postmaster General, Tamil Nadu Circle, Chennai.

Date: September 4, 2025.