State Bank of India (SBI) Salary Account Features

Feature / Benefit	SBI Details
Personal Accident Insurance	₹20 Lakhs
Permanent Total Disability	₹20 Lakhs
ADD on Covers	₹4 Lakhs (Child Education), ₹2 Lakhs (Girl Child Marriage), ₹2 Lakhs (Orphan Benefit)
Term Life Insurance	₹30 Lakhs
Wellness Program Benefits	Yes
Group Mediclaim Insurance	₹2 Lakhs (Self + Family)
Top Up Group Mediclaim	₹5 Lakhs
Minimum Balance	NIL
Instant Overdraft	₹5 Lakhs
Sweep in Facility	Yes
Free IMPS/NEFT/RTGS	Yes
Free Demand Draft	Yes
Concession in Locker Charges	25%
Concession in Loan Processing Fee	50%
Family Banking Benefit	Yes
Waiver in Debit Card AMC	Yes
Free ATM Cash on mobile	Yes
Debit Card Variant	Platinum
Airport Lounge Access on Debit Card	Yes
Other Benefits on Debit Card	Reward Points, Fuel Surcharge Waiver
Credit Card Variant	SBI Card Prime
Credit Card Facility Charges	NIL Joining Fee
Airport Lounge Access on Credit Card	Yes
Other Benefits on Credit Card	Reward Points, Movie Offers
Order of the Product	1st
Link to Bank’s website	www.sbi.co.in

SBI’s Unique Advantages

Highest Insurance Coverage: ₹20 Lakhs accident & disability, ₹30 Lakhs term life.
Comprehensive Add-on Covers: Child Education, Girl Child Marriage, Orphan Benefit.
Health Benefits: Group Mediclaim ₹2 Lakhs + Top-up ₹5 Lakhs, Wellness Program.
Customer-Friendly Banking: Zero minimum balance, overdraft up to ₹5 Lakhs, sweep-in facility.
Fee Concessions: 25% locker charges, 50% loan processing fee, debit card AMC waiver.
Premium Card Benefits: Platinum debit card & SBI Prime credit card with lounge access, rewards, fuel/movie offers.
Family Banking & Digital Extras: Family banking benefit, free ATM cash on mobile.
Flagship Product: Ranked 1st among salary account offerings.