Issuing Authority: Government of India, Ministry of Communications, Department of Posts (Dak Bhavan, New Delhi).File No.: 12-01/2018-PAP.Date: 28.03.2025.Subject: Interest rate on House Building Advance (HBA) for Central Government Employees.
Addressees:
- Chief Postmasters General (CPMsG), Postmasters General (PMsG).
- Directorate Heads (BD, Parcel, PLI).
- Training Centers (RAKNPA, PTCs), Army Postal Service, Finance Officers.
Key Action:
- Forwarding OM No. I-17015/2(2)/2024/H.III dated 27.03.2025 from Ministry of Housing & Urban Affairs (MoHUA) for compliance.
- Section Officer (PAP).
2. Reference to MoHUA’s OM
- Issued by: Ministry of Housing & Urban Affairs (Housing-III Section).
- Date: 27.03.2025.
- Subject: HBA Interest Rate for FY 2025-26.
Decision:
- Interest rate unchanged at 7.44% for FY 2025-26 (01.04.2025–31.03.2026).
- Based on Department of Economic Affairs (MoF) OM No. 5(2)-B(PD)/2025 dated 24.03.2025.
- Approval: Competent Authority.
- Signed by: Under Secretary Manoj Kumar Jha (MoHUA).
3. Compliance Directives
- Circulation: To all Postal Circles, Directorates, and affiliated unions.
- Upload: CEPT to publish the order on India Post website.
Copy to:
- Senior officials (Secretary Posts, DG Postal Services, Vigilance).
- Recognized Federations/Unions.
4. Summary of Key Points
| Aspect | Details |
|---|---|
| HBA Interest Rate | Fixed at 7.44% for FY 2025-26. |
| Authority | MoHUA (referencing MoF) → DoP for implementation . |
| Action Required | Circulate upload to India Post. |
| Contact | Under Secretary, MoHUA (Email: manojk.jha@nic.in, Tel: 23061476) |
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