Special Salary Package Account for Central Government Employees - SBI

 

STATE BANK OF INDIA

Special Salary Package Account for Central Government Employees*

Account Variants & Eligibility

Variants	Platinum	Diamond	Gold	Silver
Eligibility (Net Monthly Salary Credit)	> ₹ 1,00,000/-	> ₹ 50,000/- to ₹ 1,00,000/-	> ₹ 25,000/- to ₹ 50,000/-	₹ 10,000/- to ₹ 25,000/-

Key Benefits Across All Variants

• Min. Balance Requirement: Nil
• Transactions at any Bank ATMs: Free (UNLIMITED Number)
• Free Multi City Cheques: 25 Cheque Leaves per month
• RTGS/NEFT Charges: Waived
• Setting up Standing Instructions (Within SBI): Free
• Charges for issue of Demand Draft: Nil
• Internet Banking: Free facility offered from SBI
• Digital Platform: YONO App, Transaction Banking with offers

Variant-Specific Benefits

Feature	Platinum	Diamond	Gold	Silver
Concession in locker charges	25 %	15%	10%	Nil
ATM cum Debit Card	Platinum Debit Card	Gold Debit Card	Classic Debit Card	-
Withdrawal limit per day at SBI ATMs	₹1,00,000/-	₹50,000/-	₹20,000/-	-
Easy Overdraft (up to 2 Month’s Net salary)	Max. limit ₹ 2 lakh	Max. limit ₹ 1.5 lakh	Max. limit ₹ 0.75 lakh	Nil
Additional Personal Accident (Death) Insurance Cover on ATM Card*	₹10 lakh	₹4 lakh	₹4 lakh	Nil
Additional Air Accident (Death) Cover on ATM Card*	₹10 lakh	₹4 lakh	₹4 lakh	Nil

Auto Sweep Facility

Above ₹35,000/- minimum amount of ₹10,000/- (in multiples of ₹1,000) for higher interest on SB Deposit.

Loan Processing Charges

• 50% to 100% Concession on Personal & Housing Loans.
• Flat ₹1000+GST on Car Loans irrespective of Loan amount.

SBI Rishtey Family SB Account (For Platinum, Diamond, Gold)

• ZERO BALANCE ACCOUNT
• Free debit card with No Annual Maintenance Charge
• Unlimited free transactions on any Bank’s ATM
• Free 25 Cheque Leaves every month
• ₹ 5 Lakh Personal Accident Insurance Cover(Adults)

Not Available for Silver variant.

Complementary Insurance Covers (All Variants)

• Personal Accident Insurance (Death): ₹40 lakh
• Permanent Total Disability (PTD) Cover: ₹40 lakh
• Permanent Partial Disability (PPD) Cover: ₹20 lakh
• Complementary Air Accident Insurance (Death): ₹100 lakh

Add On Covers For All Variants (If Eligible for PAI)

Cost of Plastic Surgery Burn cases	Up to ₹10 lakh
Transportation of Imported Medicine	Up to ₹5 lakh
Death after Coma after accident (more than 48 hrs)	₹5 lakh
Air Ambulance Cover	Up to ₹10 lakh
Child Higher Education Cover (Age 18-25 Years)	Up to ₹8 lakh (Male Child)
Girl Child Cover for Marriage (Age 18-25 Years)	Up to ₹10 lakh (Max for two girl children - ₹5 lakh each)
Family Transportation	Up to ₹50,000/-
Repatriation of mortal remains	Up to ₹50,000/-
Ambulance Charges	Up to ₹50,000/-
Additional Cover for death while performing duties on foreign soil	₹10 lakh