Post Office Savings Bank Schemes
(w.e.f. 01.07.2025 to 30.09.2025)
| Scheme |
Code |
Interest Rate |
Maturity Period |
| Senior Citizen Savings Scheme |
SCSS |
8.2 % |
5 Years |
| Sukanya Samriddhi Yojana Account |
SSA |
8.2 % |
21 Years |
| National Savings Certificate |
NSC |
7.7 % |
5 Years |
| Kisan Vikas Patra |
KVP |
7.5 % |
9 Years 7 months |
| 5 Year Time Deposit |
5 TD |
7.5 % |
5 Years |
| Monthly Income Scheme |
MIS |
7.4 % |
5 Years |
| Public Provident Fund |
PPF |
7.1 % |
15 Years |
| 3 Year Time Deposit |
3 TD |
7.1 % |
3 Years |
| 2 Year Time Deposit |
2 TD |
7.0 % |
2 Years |
| 1 Year Time Deposit |
1 TD |
6.9 % |
1 Year |
| Recurring Deposit |
RD |
6.7 % |
5 Years |
| Savings Account |
SB |
4.0 % |
|
MATURITY VALUES
| Scheme |
Maturity Details |
| RD |
For Deposit 100 x 60= 6,000, Interest 1,136.58, Total 7136.58 (After extension with deposit: 6 Year = 8871.09, 7 Year = 10724.75, 8 Year = 12705.77, 9 Year = 14822.89, 10 Year = 17085.46) |
| 1 TD |
For Deposit 1,00,000, Yearly Interest 7080.60 x 1 Total 1,07,081 |
| 2 TD |
For Deposit 1,00,000, Yearly Interest 7185.90 x 2 Total 1,14,372 |
| 3 TD |
For Deposit 1,00,000, Yearly Interest 7291.29 x 3 Total 1,21,873 |
| 5 TD |
For Deposit 1,00,000, Yearly Interest 7713.59 x 5 Total 1,38,568 |
| MSSC |
For Deposit 1,00,000, Interest on maturity 16,022 Total 1,16,022 |
| MIS |
For Deposit 1,00,000, Monthly Interest 616.67 x 60 Total 1,37,000 |
| SCSS |
For Deposit 1,00,000, Quarterly Interest 2,050 x 20 Total 1,41,000 |
| MIS + RD |
For Deposit 1,00,000, Interest 43,953.15 Total 1,43,953 |
| SCSS + RD |
For Deposit 1,00,000, Interest 48,728.76 Total 1,48,729 |
| NSC |
For Deposit 1,00,000, Interest on maturity 44,903.41 Total 1,44,903 |
| KVP |
For Deposit 1,00,000, Interest on maturity 1,00,000 Total 2,00,000 |
| PPF * |
Monthly 1000 x 15 years = 1,80,000, Interest 15 yrs = 1,35,572 Total 3,15,572 |
| SSA * |
Monthly 1000 x 15 Years = 1,80,000, Interest 21 yrs = 3,74,612 Total 5,54,612 |
*Maturity Values of schemes like SSA/PPF etc. may change as per further changes in Interest Rates.
Senior Citizen Savings Scheme (SCSS)
Interest Rates & Maturity Values Table (w.e.f. 01.07.2025 to 30.09.2025)
Interest Table SCSS only & Interest Table SCSS+RD Combined
SCSS Interest Rate 8.2 %, RD Interest Rate 6.7 %
| SCSS Deposit |
Quarterly Interest |
Total SCSS Interest |
Total Benefit SCSS Only |
RD Monthly Denom |
RD Interest |
Total Benefit SCSS + RD Combined |
| 1,000 |
21 |
420 |
1,420 |
- |
- |
1,420 |
Monthly Income Scheme (MIS)
Interest Rates & Maturity Values Table (w.e.f. 01.07.2025 to 30.09.2025)
Interest Table MIS only & Interest Table MIS+RD Combined
MIS Interest Rate 7.4 %, RD Interest Rate 6.7 %
| MIS Deposit |
Monthly Interest |
Total MIS Interest |
Total Benefit MIS Only |
RD Monthly Denom |
RD Interest |
Total Benefit MIS + RD Combined |
| 1,000 |
6 |
360 |
1,360 |
- |
- |
1,360 |
National Savings Certificate (NSC)
Interest Rates & Maturity Values Table (w.e.f. 01.07.2025 to 30.09.2025)
Period: 5 Years, Interest Rate: 7.5 %
| NSC Deposit |
NSC Interest |
NSC Maturity Value |
| 1,000 |
449 |
1,449 |
Sukanya Samriddhi Yojana (SSA)
Interest Rates & Maturity Values Table (w.e.f. 01.07.2025 to 30.09.2025) @ 8.2 %
| Monthly Deposit for 15 years |
Total Deposit for 15 Years |
Total Interest for 21 years |
Maturity Value after 21 Years |
| 500 |
90,000 |
1,87,306 |
2,77,306 |
| Yearly Deposit in April for 15 years |
Total Deposit for 15 Years |
Total Interest for 21 years |
Maturity Value after 21 Years |
| 10,000 |
1,50,000 |
3,28,808 |
4,78,808 |
Public Provident Fund (PPF)
Interest Rates & Maturity Values Table (w.e.f. 01.07.2025 to 30.09.2025) @ 7.1 %
| Monthly Deposit for 15 years |
Total Deposit for 15 Years |
Total Interest for 15 years |
Maturity Value after 15 Years |
| 500 |
90,000 |
67,785 |
1,57,785 |
| Yearly Deposit in April for 15 years |
Total Deposit for 15 Years |
Total Interest for 15 years |
Maturity Value after 15 Years |
| 10,000 |
1,50,000 |
1,21,214 |
2,71,214 |
Recurring Deposit (RD)
Interest Rates & Maturity Values Table (w.e.f. 01.07.2025 to 30.09.2025) @ 6.7 %
| RD Monthly Deposit Amount |
Total Deposit in 5 Years (ie. 60 Months) |
Maturity Value (with Deposits) after 5 Years |
6 Years |
7 Years |
8 Years |
9 Years |
10 Years |
| 100 |
6,000 |
7,137 |
8,871 |
10,725 |
12,706 |
14,823 |
17,085 |
Time Deposit (TD)
Interest Rates & Maturity Values Table (w.e.f. 01.07.2025 to 30.09.2025)
Interest Rates: 1 Year 6.9 %, 2 Year 7.0 %, 3 Year 7.1 %, 5 Year 7.5 %
| TD Deposit |
Yearly Interest 1 Year TD |
Total Interest for 1 Year TD |
Yearly Interest 2 Year TD |
Total Interest for 2 Years TD |
Yearly Interest 3 Year TD |
Total Interest for 3 Years TD |
Yearly Interest 5 Year TD |
Total Interest for 5 Years TD |
| 1,000 |
71 |
71 |
72 |
144 |
73 |
219 |
77 |
385 |
FOR MORE DETAILS: CONTACT YOUR NEAREST POST OFFICE
India Post Toll Free Number / IVR Facility : 1800-266-6868 (9 AM to 6 PM)
(w.e.f. 01.07.2025 to 30.09.2025)
Post a Comment