Digital Money Transfer Limits and Cooling Period for IPPB

IPPB Digital Money Transfer Limits

IPPB Mobile Banking App

TransactionPer Transaction LimitDaily LimitDaily Count
NEFT (Outward)₹2,00,000₹5,00,00010
RTGS (Outward)₹5,00,000₹10,00,0005
IMPS (Outward)₹50,000₹2,00,00010
UPI (Outward)₹25,000₹50,00020

IPPB Assisted Mode / Post Office Counter

TransactionPer Transaction LimitDaily LimitDaily Count
NEFT₹2,00,000₹5,00,00010
RTGS₹5,00,000₹10,00,0005 (Not available on MATM)
IMPS₹50,000₹2,00,00010
UPI₹10,000₹20,00020

Maximum Combined Outward Transfer Limit Across All Channels

₹17,50,000 per day (45 transactions)

Important Notes

  • New-user cooling period: maximum ₹5,000 total transactions in first 24 hours.
  • Limits shown apply to Savings/Current Accounts except DGSBA; account-specific terms may differ.
  • Source: IPPB official Remittances / Funds Transfer Limits page.
  • Verify current limits with IPPB before transacting.


 * The charges and limits mentioned above are subject to change. Please check the latest charges and limits in the official sites.

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